Privacy Policy

Thomson Digital [A division of Thomson Press (India) Limited] (referred as ‘we’, ‘ours’, or ‘us’) is the owner & operator of https://qanditoday.com/ (referred to as ‘Website’). We respect your privacy and recognize the need to protect your personal data and information shared with us. The data /personal data /information that we collect will vary depending upon how you use our Website.
Thomson Digital [A division of Thomson Press (India) Limited], is a company having its registered office at F-26, Connaught Place, New Delhi – 110001 (India). If you have any questions, comments and/or requests regarding this privacy policy or you wish to obtain more details on your personal data we process, you may please contact us at support@qanditoday.com.
This privacy policy provides an overview of how we collect and process your personal data/information and describe about your rights under the relevant regulations.

The contents of this privacy policy (this ‘Privacy Policy’) along with the terms and conditions (Terms and Conditions) available at Terms of Use are applicable (without limitation) to all hyperlinks on the ‘Website’ which can be accessed at Website.
All ‘Services’ provided by the ‘Website’ will be governed by this privacy policy.

The terms of privacy policy are applicable to the visitor(s) who access or browse the Website, in any manner (Visitors) and those who register or log in the Website (Subscribers).

The words ‘you’ or ‘your’ or ‘User’ as used herein, refer to the visitor(s) as well as the subscriber(s).

By accessing and browsing the Website, in any manner, you represent, agree, acknowledge and consent that you are 18 years of age or you have attained the age of majority as per the laws of your state/province/residence/jurisdiction. Persons who do not meet these criteria are strictly forbidden from accessing or viewing the contents of the Website. We do not knowingly seek or collect any Personal information from the persons who have not attained the age of majority.

Further, by accessing and browsing the Website, and by registering or logging in the Website, You hereby acknowledge to have thoroughly read, understood and agreed to be bound by the terms of this privacy policy and affirm, assent and concede to the collection, use, storage, processing and disclosure of your personal information/data as per the terms of this privacy policy.

If you do not agree to the terms of this privacy policy, you should not register or avail our ‘Services’.

You can revoke your consent at any time by writing to us. However, any processing of personal data prior to the receipt of your revocation will not be affected.

The term or word:

‘Information’ includes ‘personal information or personal data’

‘Personal data’ or ‘data’ includes ‘personal information’  or ‘Personally identifiable information’

‘Processing’ whenever referred means handling of your personal data by us, including collecting, protecting, and storing your personal data.

‘Sensitive data’ mean personal data which may reveal information about racial or ethnic origin, political opinions, religious beliefs, trade union activities, physical or mental health, sexual life, genetic or biometric data.

‘Personal information’ shall mean any document/information you provide to us and shall include, without limitation, ‘your name’, ‘phone no’, ‘your address’, ‘date of birth’, ‘email address’, ‘gender’, ‘photograph’, ‘occupation’, or credit card or debit card or net banking and other payments details, Your identity proof document number, addressee proof document no., details from data base, social media activity, login id, password and similar other information.

‘Force Majeure Event’ shall mean any event that is beyond our reasonable control and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes, lockouts or industrial action of any kind, riots, epidemic, insurrection, war, acts of government, computer hacking, civil disturbances, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, and any other similar events not within our control and which we are not able to overcome

To use all the services on the Website or to subscribe, you need to register using the online registration form and creating an account (Account). When browsing on the Website, you are not required to provide any personal information unless and until you choose to make an account on the Website. Personal information about a user is an integral part of our business.
The personal information of each account is protected by a password. The user and we will take all measures to prevent any unauthorized access to the account and the personal information. We endeavour to safeguard user information to ensure that personal information of each account is kept private; however, we cannot guarantee the security of user account information.

We shall not share your personal information with any third party without your explicit consent as provided under this privacy policy.

We collect your information or personal data to provide you better experience and services. We collect following personal information or personal data of users (‘information’ or ‘data’ or ‘personal data’):

1. When you browse, we collect and process following personal data from browsers:
   1. We collect and process the information such as IP Address, your browser type and version, time zone setting, and location, browser plug in types and version, smart device information, mobile phone network information, operating system and platform and other technology on the devices you use to access this website.
   2. We collect and process your communication preferences and information about how you use our Website including the services you viewed or searched for, page response times, errors, length and number of visits and page interaction information (such as scrolling, clicks and mouse hovers) as well as the links you clicked on or used.
   3. We also collect and process the user submitted data including the data collected from specific function, for instance, a contest or a survey; and your consents, permissions or preferences that you give to the Website.
2. When you subscribe /log in, we collect and process the following personal data:
   1. Your personal information provided at the time of registration including username or similar identifier, names, address, mailing address, telephone number, email address, financial information. Also, your photo or video, if it is uploaded on your profile.
   2. Any other data submitted by you, including data collected at your discretion for a specific function, your interest, preferences, feedback, survey responses, or any text, image, video, if any uploaded on the Website.
   3. When you are conducting financial transaction, we or payment gateway or partner website (‘Third Party’ or ‘Third Party Website’) may collect information such as your net banking id, debit card/credit card details, ‘your name’, ‘phone no.’, ‘date of birth’, ‘email address’, wallet details, UPI id’s or any other payment details/methods.
   4. Your information may be collected through cookies as provided herein below.
   5. All other data mentioned in Clause 5(A)

We may also collect personal information on the Website by information filled in forms or by your correspondences with us by way of e-mail or chat, information provided while registering to use the Website, subscribing to any services or products offered on the Website. While using the services available on the Website, we may also store information based on the usage history; this includes, but is not limited to, details of your subscription, content viewed, event information, clickstream information, and cookies that may uniquely identify the browser or the account. We may also collect information about you from any contact that you may have with any of us or our employees, such as, with our customer support team, in surveys, or through interactions with our affiliates.

We use your information or personal data for the following:

1. To provide our services and service related purpose such as responding to your queries, and carrying out the transactions you have requested for; enabling you to use the Website; providing you information about services available through Website; resolving glitches on the Website including addressing any technical problem.
2. Maintain and improve our services such as navigating the Website, and carrying out transaction on the Website.
3. To communicate or interact with you (Email Id, Phone No., etc.)
4. Improve safety and reliability of our services.
5. Reconcile bank statement.
6. To prevent fraud and misuse.
7. To protect our interest, interest of other users.
8. Enforcing our rights and interest.
9. For compliance of legal obligations.
10. For internal business purpose, such as data analysis, research, developing new features, enhancing and improving experience, identifying usage trends, etc.
11. We develop statistics that are helpful to understand how you can use the Website. We use this information in the aggregate to measure the use of the Website and to administer and improve the same. These statistical data are interpreted by us in our continuing effort to present on the Website, content that you are seeking in a format you find most helpful. The information we collect and analyse is completely anonymous and is used to improve the services offered on the Website.

We may store your data manually or electronically.

1. Any data stored electronically will be stored in secured servers and any data stored manually will be stored in our premises at F-26, Connaught Place, New Delhi – 110001 (India).
2. Unfortunately, the transmission of your information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of data transmission on our Website and any transmission is at your risk.

1. We may disclose the information /personal data in the following ways:
   1. We will share the personal information internally with our employees who are required in the course of business (and solely for the purpose of) to receive and analyse the information. We shall not disclose the personal information to any third party without your explicit consent unless required to do so by law.
   2. If we are sold to a third party, or we otherwise becomes subject to a merger, consolidation or acquisition, we will transfer the personal information to such third party.
   3. We may also use the personal information to deliver information to you, in some cases, targeted towards new services, rewards and promotions.
2. The following are some of the circumstances under which and people with whom we will share the personal information from time-to-time:

1. 1. 1. to update subscriber’s database;
      2. with trusted partners who work with us under confidentiality agreements; these entities may use the personal information to help communicate with you about our offers, and our marketing partners;
      3. with companies and/or individuals to perform functions on our behalf (e.g. processing payments/financial transactions, providing user service, data hosting services), and in such circumstances these companies or individuals will be provided access to only such personal information as are required to fulfil their functions;
      4. to respond to summons, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
      5. to share personal information to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the terms and conditions, or to respond to civil or criminal subpoenas, or other requests by law enforcement personnel or as otherwise required by law;
      6. from time to time, to reveal general statistical information about the Website, Visitors and Subscribers, such as number of visitors, number of Subscribers, number and type of services purchased, etc.;
      7. with third parties such as internal service providers that we may use to facilitate or outsource one or more aspects of the business, product and service operations; however, you may note that these internal service providers will be subject to confidentiality agreements with us and in any instance of violation of the confidentiality agreement by the internal service provider we shall not be responsible to compensate the damages to the user. All the damages caused by such violation shall be payable by the internal service provider.
      8. with government agencies mandated under the law to obtain information including sensitive personal data or information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution and punishment of offences.

1. We take all steps reasonably necessary and within our limits to protect against the unauthorized access, use, alteration, disclosure or destruction of personal information. Any personal information that we collect and store is protected using appropriate means. Although we are committed to preventing others from unauthorized access to the personal information, we will not be held responsible for any unauthorized access by third parties.
2. We assure you that your information is safe and secure. We use industry standards, physical, technical and administrative security measures, to keep your personal information safe.
3. We store data in password protected servers with limited access by the employees and other personnel consultants on need to know basis.
4. To make every effort to ensure that the visitor’s/subscriber’s experience at the Website is secure, we use encryption technology to protect the visitor/subscriber against the loss, misuse or alteration of the personal information.
5. Your payment information such as,., etc. are protected through use of encryption technology.
6. Access to your online account on the Website is password protected. You are solely responsible for maintaining the confidentiality of that password. To ensure safety of your personal information, you are advised against sharing your user name and password with any one. In an event of any breach of privacy resulted due to sharing username and password by you with another person/third party we shall not be liable to compensate you for the damages caused. In such case we shall not be held liable.

We may process your personal data so as to inform you about existing/ future services by sending periodic announcements. You have the right to object at any time to the processing of your personal data for marketing purposes by clicking on the opt-out link given at the bottom of marketing emails we send to you. We provide all users with the opportunity to opt-out of receiving non-essential (promotional, marketing-related) communications. If you do not want to receive commercial email or other mail from us, you can opt-out of receiving information by using the ‘unsubscribe’ option in any marketing e-mail or send an email at support@qanditoday.com.

We may keep the personal information for only as long as required to fulfil the purpose for which it was collected, including for the purposes of satisfying any legal accounting or reporting requirements. We may retain your personal data for longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect of our relationship with you.

The amount, nature and sensitivity of your personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purpose for which we process your personal data and whether we can achieve those purposes through other means and applicable legal requirement shall also be the basis of determination of the retention period.

Where we no longer need to process your personal data, we will delete the same from our system. However, we may keep your data for longer if we cannot delete it for legal, regulatory or technical reasons. If we do, we will make sure that your privacy is protected and that your data are only used for those purposes.

For any query regarding data retention practices, please contact us by sending email at support@qanditoday.com

1. Our full endeavour is to make you aware about your rights in relation to your personal data we process. You may exercise following rights/option:
   1. You can get access or receive a copy of your personal data that we hold and to check that we are lawfully processing it.
   2. If you believe that your information we hold is inaccurate or incomplete, you can correct it or have right to request that we correct such inaccurate personal information.
   3. You may request that we delete your personal information if you believe that(a) we no longer need to process your information for the purpose for which it was provided; or; (b) you wish to withdraw your content for permission to process your personal information; or; (c) we are not using your information in lawful manner.
   4. If you do not want to use our services, you always have the option to delete your account with us.
   5. However, you should understand that as a result of deleting your personal information, you will lose access to most of our services.
2. Further, there is a grace period of 45 days before we proceed for erasure of your personal data pursuant to your request. During the grace period, you will be allowed to restore your account. The grace period functionality allows you not to lose any important information and options by mistake. After the expiration of the grace period, however, your account will be deleted.
3. You have the right to object the processing of your personal data where we are relying on a legitimate interest and there is something about your particular situation which makes you want to object to processing on this ground. If you exercise your right to object, we will no longer process your personal data unless we can demonstrate compelling legitimate ground for the processing which overrides your interest, rights and freedom or for the establishment, exercise and defence of legal claims.<
4. If you object to processing for direct marketing purposes, then we will stop the processing of your personal data for such purposes. Depending upon circumstances, we may need to restrict or cease processing your personal data altogether or, where requested, delete your personal data. If you object us processing your personal data, we may have to suspend the services we provide to you.
5. You may request for restriction of processing your personal data if, (i) it is not accurate; or; (ii) it has been used unlawfully but you do not want to delete it; or; (iii) it is not relevant any more, but you want us to keep it for use in the possible legal claims; or; (iv) you have already asked us to stop using your personal data but you are waiting for us to confirm if we have legitimate grounds to use your personal data. If you request restriction of processing your personal data, we may have to suspend the services we provide to you.
6. When we have requested your permission to process your personal data or you have provided us with information for the purposes of entering into a contract with you, you have the right to receive the personal data you provided us in a portable format. You may also request us to provide it directly to a third party, if technically feasible. We are not responsible for any such third party use of your account information, which will be governed by their agreement with you and any privacy statement they provided to you.
7. Please note that some request to delete certain personal data will require deletion of your account as a subscriber as the provision of subscriber account is inextricably linked to use of certain personal data (e.g. your email id). Also note that it is possible that we require additional information from you to verify your authorization to make the request and to honor your request.
8. To exercise any of your rights, or if you have any other questions about our use of your personal data, please contact us by sending email at support@qanditoday.com.

When you are signed in, you can always access, modify, review and update information provided during the registration process. You can also review and control information saved in your account. If you do not want to use our services, you have always option to delete your account with us.

If you have any questions about this privacy policy or wish to lodge a complaint about how your personal data is used by us, you may contact us by email at support@qanditoday.com. Upon receipt of your complaint, we will investigate and respond to you within reasonable time.

When you click on a service site/third party website or link, you will be entering another Website over which we have no control and will bear no responsibility. Often these websites including the payment gateway website require you to enter your personal information. We encourage you to read the privacy statements on all such websites.

You agree that, for any kind of breach of privacy or loss caused thereby due to your use or visit to third party website/service sites, we shall  not be liable. The terms of this privacy policy governs only the information processed or collected by the Website.

We may amend this privacy policy from time to time without requiring any consent from you/anyone. Use of information we collect is subject to the privacy policy in effect at the time such information is used. If we change this privacy policy, the same will be posted on this page so that you are aware of the personal information collected, used and disclosed by us. Any changes to the privacy policy will be communicated through the Website. You are bound by any changes to the privacy policy when you use after such changes have been first posted.

The Website uses cookies (Cookies). A cookie is a small text file that may be used, for example, to collect information about your Website activity. By accepting the terms of this privacy policy, you confirm and you consent for the Website usages of Cookies. If you do not wish to accept cookies from the Website, you can configure your web browser so that it does not accept cookies; however, by doing so certain features of the Website may be inaccessible to you.

To find out more about how we use cookies, please see our cookie policy at Cookie Policy.

We are not responsible for any breach of security or for any actions or inactions of any third party that receive your personal information.

Notwithstanding anything contained in this policy or elsewhere, we shall not be held responsible for any loss, damage or misuse of your personal information, if such loss, damage or misuse is attributable to a Force Majeure Event.

You undertake to indemnify and keep us (and/or our partner, shareholders, directors, employees, investors, agents, etc.) harmless, and any other third party who may be relying on the information provided by you and in the event you are in breach of this policy.

If at any time during the currency of this privacy policy, any provision, condition, term, stipulation, covenant or undertaking of this instrument is or becomes illegal, void, invalid, prohibited or unenforceable in any respect, the same shall be ineffective to the extent of such illegality or enforceability without invalidating in any manner whatsoever the remaining provisions hereof or thereof.

We own all rights in the mark ‘Q&I’. All rights in respect of this trademark are hereby expressly reserved. Unless otherwise indicated, all other trademarks appearing on the Website are the property of their respective owners.

1. If you have any grievance under this privacy policy, you may contact the data protection officer or grievance officer appointed in accordance with the Information Technology Act, 2000 and Rules made thereunder:
   Name: Ms. Swaty Sharma
   Address: B 27, Sector 132, Noida, Uttar Pradesh – 201301 (India)
   Email Id:  support@qanditoday.comIf you are dissatisfied or if the complaint is not redressed within a month, you can avail the process of alternate dispute mechanism provided in Clause 22(B) and subject to aforesaid, you are free to approach the courts at any time in case of a dispute.
2. Any dispute which is not resolved as per the provisions of Clause 22(A) above shall be referred to the binding arbitration to the sole arbitrator appointed by the Website /thomson digital, who shall adjudicate as per the provisions of Arbitration & Conciliation Act, 1996 (or any statutory modification or replacement thereof). The seat of arbitration shall be at Delhi and language used is English. The order of the said Arbitrator shall be final and binding over both the parties.